This has been very exciting for the Fittin Family. Being debt free has changed the way we think about money and how we ultimately live our lives. I’ve talked before about how we got there, and I’ve since learned that staying that way is something that is always a task.
Our culture thrives on debt. Who needs to save for something and actually have the correct amount of money to buy it when you could just…you know…not. Something like buying a car is enough to make you want to throw in the chips and be done with it all. This is what we recently found out anyway. I kid you not, we went to one car lot and the salesman asked us if we were cash or credit. We said “cash” and he went inside to “check on something” and DID NOT EVEN COME BACK OUT TO HELP US.
We sold our second car, the one I primarily drove, in order to pay off our last remaining debt, Bryan’s car. I was quitting my job to stay home and we were just really itching to be done with the whole debt thing. I didn’t drive much outside of work anyway, and thankfully we had some amazing friends with an extra car who were willing to let us borrow it while we saved up for another vehicle.
It was totally worth it, because now we are the proud owners of this beauty!
Um, just kidding.
I really want to tell you that being debt free is this awesome, that you can buy crap like this left and right because NO MORE ANNOYING DEBT BILLS.
But I’d be lying. The truth is, being debt free is awesome, but not in the ways you’d think. We still have to budget, like a lot. We’re still learning how not to have a steady second income for that extra cushion. We don’t get to go on shopping sprees and have a lot of fancy stuff. For real, y’all. You should see Grady’s nursery right now. We are t- minus 4 weeks to due date and he just now got a crib. We’re still missing so many necessities. (If you see me out and about, please take the time to remind this frustrated nester that people have babies every day by squatting on the ground and they have them sleep on dirt and don’t have their video monitoring devices set up yet and they are totally fine. Thank you.)
We’re missing them because we have to save for them.
It’s no fun.
But you know what? It’s still worth it. We don’t owe anyone anything unless it’s for utilities or other services we use. That feels pretty awesome. BOTH of our cars are fully ours. All of our large appliances (As non-updated as they may be) are fully ours. All of the other crap that people usually owe some random bank or JC Penny for is fully ours.
And that feels pretty good.
What doesn’t feel great is car shopping on a mediocre budget. I am…how-you-say… extremely and overly picky. I was not about to buy a car that someone had smoked in, that had weird, unknown stains in it, or that I felt like I was on borrowed time with. Bryan loves this about me, you can ask him. Be sure to ask him about hotels too, he loves shopping around for hotels with me on trips. I make it super easy and fun.
Bryan and I actually had this conversation multiple times as we drove through the lot and saw all of the shiny, new, awesome cars.
“So, do you want to just finance a car?” “Actually, yes. Can we do that please?”
It was not at all easy to stand our ground here.
Because we are about to more than double our family, we needed a third row. This meant a giant huge car. I was down with a Tahoe, but super not down with a Suburban. Bryan was all over the Suburban thing. “We can haul so much photography equipment!” Correction, buddy. You can haul photography equipment a few times a month, meanwhile I’m stuck driving children around in this thing like it is literally my job.
We found a Tahoe that looked all sleek and awesome on the outside, but was all not awesome on the inside like at all. Rips and stains abounded, but I was willing to take it because it was decidedly not a Suburban. Our offer was turned down on it, so we headed back out to the lot to search for the winner. Guess what it was?
Can’t make this up. Apparently my efforts to show God that I have nothing left to learn have not been convincing, because He gave us this. A giant Suburban in one of my least favorite car colors. And y’all, I can’t even deny how awesome it is.
It is big enough for our future crazy family. It has bucket seats, allowing me to have the comforts of a minivan without the whole “driving a minivan” part. It has had one owner, and was not used as a kid-car, so the 13-year-old gray leather seats are pristine and I swear have been sat in like 4 times tops. Best of all, it was comfortably in our budget.
I do feel like a beast driving around in this thing. JUST TRY TO MESS WITH ME, CRAZY ARKANSAS DRIVERS.
God continues to refine me, despite my best efforts, even if it takes a huuuuge, unwanted but admittedly awesome vehicle to do it.
Still debt free, baby!